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Why Standard Guarantee Financial

Some History

In 2008 with the financial collapse having occurred, Congress passed the Frank Dodd Financial Reform Act. This single piece of legislation had the broadest affects on the Mortgage Industry ever seen to date. From Compensation Caps to restricting methods of compensation, Frank Dodd changed the Mortgage Industry forever. As a consequence many Loan Originators migrated to Mortgage Bankers as the Mortgage Bankers portrayed a more competitive channel. This proved to be wrong.

Mortgage Brokers are returning as the Dominant Channel with pricing, process and speed as their hallmarks. Bankers are struggling to remain solvent as their business models struggle to pay layers and layers of middle management and corporate structures that are to top heavy for todays rising rate Mortgage Environment. Enter Standard Guarantee Financial.

Enter Standard Guarantee

At Standard Guarantee Financial we believe our customer is the Loan Originator. Our Company philosophy is aligned with providing Loan Originators with a culture and workflow designed with the Loan Originator first.

Commission Disbursements

Many Companies pay Commissions when it is most convenient for the Accounting department and Corporate Staff. Standard Guarantee Financial distributes Commission on the same day we receive the wire as long as it is prior to 3:00PM. No more waiting weeks to receive you Commission, the money is yours and you have worked hard for it – lets get you paid immediately.

Processing

Our Loan Processors are hired to work with you not against you. Our Loan Processors are hired because they have the “Can do” attitude. They share our company philosophy that the Loan Officer is the Customer. Loan Processors at Standard Guarantee Financial are incentivized to close your loans as quickly and efficiently as possible. Our Loan Processors are amongst the most experienced in the industry averaging 20+ years of tenure.

Our Technology

Standard Guarantee Financial has exceedingly strong Technology across all our systems and platforms. From the latest version of Calyx Point to our Consumer facing Website designed by etrafficers and latest AI, Standard Guarantee Financial has the third party partnerships to make sure you are working with the the latest technology in each respective category. Our system is designed by Loan Originators for Loan Originators with a particular effort aimed at eliminating redundant and duplicative functions. We want to make the Loan Origination, Processing and Closing experience the best in the industry.

Our Products

As one of the Largest Brokers in the Markets we serve, Standard Guarantee Financial has established preferred relationships with our Wholesale Partners. From the nations largest Wholesalers such as United Wholesale Lending and Rocket Mortgage to smaller Private Lenders and Commercial Lenders, Standard Guarantee Financial is sure to have the Approvals you need to increase your Success. Have a unique Wholesaler you would like to introduce us to – we would love to hear about it.

 

Marketing

Many Mortgage Bankers have portended to be marketing companies with offerings provided by third party companies many of which are not the current version or proprietary systems which are completely outdated. Standard Guarantee Financial has relationships with the industries best marketing companies for so you are certain the systems you are using for Marketing represent the best in class. We are not a Marketing company and leave that to the subject matter experts.

 

Tax Classification

Many States have retained 1099 Tax Status for Loan Officers while others have recently returned to 1099 Tax Status. If you are still being paid W-2 you may be improperly characterized for tax purposes and disadvantaged as a result. Speak to one of Recruiters to learn more about this critical subject.

 

Branch Opportunities

If you are currently a Branch Manager with a group of Loan Officers or can assemble a group of Loan Officers we can present you with two Branch Opportunities that will place you in a position of authority and control. Our Branch Managers have freedom to select Branch Pricing, Fee Structure and other branch economics. We provide recruiting support, IT support, HR Support, Processing Support and Accounting so you can focus on growing your Branch and funding loans. Call us today to explore this exciting opportunity.

Contact Us

Standard Guarantee Financial is ready to take your call!
15 Railroad Avenue
Danville, CA 94526
2378768

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